Stop your vehicle. Drive the vehicle off the road to the shoulder so it is not endangering other drivers.
Hopefully, nobody is hurt. Call 911 and report the collision.
Try to make sure other drivers approaching the collision site have time to see it and take evasive action. Activate hazard lights in your car. If you have cones and flares in your vehicle emergency kit, deploy them to warn others approaching of the road obstruction. If necessary, retrieve your registration and automobile insurance information from your vehicle. Get yourself and any uninjured people to a safe spot out of the roadway as soon as possible.
Identify yourself to the other driver. Exchange driver’s licenses, car registrations, and insurance verification forms. Take pictures of the other person’s documents and his vehicle license plate, or write down the information.
Wait for the police. Once the police arrive, they are supposed to interview both drivers.
When it’s your turn to talk to the officer, she will want to see the licenses, registrations, and insurance verification forms. Have them with you and ready for the officer. Be professional. Be truthful. Be calm and collected.
In South Carolina, the police officer will use the information collected to create a police report for the collision called the FR-10. A copy of this document is given to both drivers. The FR-10 may indicate who caused the collision (in the officer’s judgment) and have a lot of important data on it. Review the FR-10 form carefully. If possible, notify the police officer of any mistakes. If you are a passenger, take a picture of this document. It has important information on it that you need for your claim. The police will not give you a copy.
Report the collision to your own automobile insurance company as soon as possible. This is true whether the other person causes the accident or you do.
If you are not driving your own vehicle and you’re in a collision, tell the owner of the car about the accident so he can report it to his insurance company. This is important because the vehicle owner is required to verify his automobile insurance to DMV within 15 days of the collision. The owner’s insurance company will do this for him. Failure to report it could cause suspension of the driving privilege.